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Specialty Insurance Programs
While running your business, you’ve probably discovered the value of working with people who understand your specific line of work and the needs that come with it. Burnette Insurance Services realizes there’s more than one type of business and that each business has its unique insurance needs. That’s why Burnette Insurance Services offers a variety of Specialty Insurance Programs.
Through an extensive commitment to working with diverse businesses, Burnette Insurance Services has created industry-targeted programs aimed at meeting the specific insurance needs of affinity groups, franchises and associations. These Specialty Insurance Programs help protect your business by giving you tailored coverage options selected from Commercial Auto, Business Property, General Liability and Inland Marine Coverages.
Specialty Insurance Coverage Options
Burnette Insurance Services Specialty Insurance Programs offer essential coverage options that help protect your exposure to business liabilities. Your industry’s program may include some of the insurance coverages detailed below.
- Commercial Auto Coverage helps protect your business from bodily injury and property damages you are legally obligated to pay for accidents or collisions involving your commercial vehicles—from delivery vans and trucks, to fleet-managed company cars. This insurance includes coverage options such as Liability Coverage, Collision Coverage and Comprehensive Coverage, and value-added optional coverages like Rental Reimbursement Coverage.
- Business Property Coverage helps protect your building and contents in case of direct physical loss, such as theft or damage due to wind, lightning or other weather conditions. Business Property Coverage also extends to cover any exterior signs, company landscaping or radio and satellite antennas you may use in the course of your business. Valuable optional coverages are also available, like Employee Dishonesty Coverage, which protects you in the event that an employee's dishonest or fraudulent acts cost your business.
- General Liability Coverage helps protect your business against injuries to others and damage to the property of others on your business property or as a result of your operations. General Liability Coverage includes a wide array of coverage options like Bodily Injury Liability Coverage, Property Damage Coverage, Personal Injury Liability Coverage for protection from false arrest, libel, slander or wrongful entry and Advertising Liability Coverage.
In addition to these, many Specialty Insurance Programs offer Inland Marine Coverage which helps secure your business against the risks you’re exposed to because of your specific line of work—such as Cargo Coverage that helps protect the cargo you’re carrying while in transit. Burnette Insurance Services also offers:
- Contractors Equipment
- Builders Risk Coverage
- Electronic Data Processing Coverage
- Installation Floater Coverage
- Shippers Transportation Coverage
- Spoilage Coverage and more
A Leading Company and a Helpful Hand
With Burnette Insurance Services, your business will have the peace of mind that comes with choosing a commercial insurance industry-leader for your own industry-specific insurance needs. Burnette Insurance Services has been officially recognized through the exclusive endorsement of trade organizations, such as the Associate Locksmiths of America (ALOA) and the National Automatic Merchandising Association (NAMA).
As an Burnette Insurance Services agent, I can save you work by connecting you with a Specialty Insurance Program that fits your industry. Please note, if I’m not an insurance specialist trained for your unique line of work, I’ll point you in the right direction to get answers about any Specialty Insurance Program Burnette Insurance Services offers.
All coverages are subject to availability and qualifications. Other terms, conditions and exclusions may apply. This is a brief description of coverages; this is not a contract. Please read an Burnette Insurance Services policy for full coverage details.
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